- Non-Identifiable Information Automatically Collected
Like many other websites, the website may automatically collect certain non-identifiable information regarding website visitors, such as the Internet Protocol (IP) address of your computer, the IP address of your Internet Service Provider, the date and time you access the website, the Internet address of the website from which you linked directly to the website, the operating system you are using, the sections of the website you visit, the website pages read and images viewed, and the materials you post to or download from the website. This non-identifiable information is used for website and system administration purposes and to improve the website. Your non-identifiable information may be disclosed to others and permanently archived for future use.
The website may use “cookies”, a technology that installs information on a website visitor’s computer to permit the website to recognize future visits using that computer. The cookies used by the website do not contain any personal information regarding website visitors, and do not retrieve any information from visitors’ personal computer (other than your IP address and other similar information retrieved or retained in order to facilitate your use of the website). Cookies are used only to enhance the visitor’s experience on the website, and to collect anonymous traffic data to enable us to provide a better web experience for the viewing public in general. You may choose to decline cookies if your browser permits, but doing so may affect your use of the website and your ability to access certain features of the website.
- Tracking Information
- Collection and Use of Personal Information
NextGear Capital recognizes and respects the privacy expectations of visitors to its website. NextGear Capital collects, stores, uses and discloses personal information about individuals only where it believes it would be useful and/or necessary to do so in order for NextGear Capital to offer financial products and other products and services and/or as otherwise permitted by law.
NextGear Capital may use personal information for the following purposes:
- to present the website, its content and features to you;
- to contact and correspond with you and other concerned individuals;
- to provide you with information, financial and other products and/or services that you request from us;
- to provide you with information about your account;
- to notify you about changes to the website, upcoming events, products and/or services offered or provided by us, our affiliates and/or our business partners that may be of interest to you;
- to otherwise give effect to any credit application, loan documents or other agreements that you may enter with NextGear Capital;
- to fulfill any other purpose(s) for which you provide it; and
- as otherwise permitted by law.
- Sharing of Personal Information
- Accessing and Updating your Personal Information
Individuals may request access to their personal information by contacting NextGear Capital at email@example.com, attn: Director of Business Development. Subject to certain exceptions prescribed by applicable law, individuals will be given reasonable access to their personal information, and will be entitled to challenge the accuracy and completeness of the information and to have it amended as appropriate. You can help NextGear Capital maintain the accuracy of your personal information by notifying us of any changes to personal information submitted through the website.
- Storage and Processing of Personal Information
We may store and process personal information collected through the website in our offices and/or in the offices of our affiliates and/or service providers located in Carmel, Indiana or elsewhere in the United States, Canada or other jurisdictions where we may have operations. As such, personal information may be subject to foreign laws and may be accessible by foreign governments, courts, law enforcement and regulatory agencies. By using the website, you consent to such storage and processing in and outside of the jurisdiction in which you reside.
Information collected through the website is stored within NextGear Capital-controlled databases (or databases hosted on our behalf) on services maintained in protected environments. We use commercially reasonable efforts to ensure that personal information is protected against loss, theft and unauthorized access, including physical, organizational and technological safeguards. Notably, we work to protect the security of your information during transmission by using Secure Sockets Layer (SSL) software, which encrypts information you input. Unfortunately, the transmission of information via the Internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted through the website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the website
It is important for you to also protect against unauthorized access to your password, to your account and to your computer. Be sure to sign off when you finish using a shared computer.
- Website Links to Third-Party Websites
- Former Visitors
- Contact Information
If you have any questions or concerns regarding policies and practices of NextGear Capital and/or its business partners and service providers in respect of the collection, storage, use and disclosure of personal information, please contact our privacy officer at: firstname.lastname@example.org, attn: Director of Business Development.
Effective Date: March 2, 2015
MTL01: 3135345: v3