Fueling the Canadian Automotive Industry
NextGear Capital provides a cost effective and simple way to buy and manage your stock. Developed for both independent and franchised used vehicle dealers alike.
We are dedicated to your growth and success
Our floor plans offer flexible terms with attentive support
The Lender of Choice for 23,000 Dealers Worldwide
Dealers of every size are empowered to quickly and easily floor plan new and used inventory from over 1,000 auto and specialty auctions in addition to inventory sources throughout the United States, Canada, United Kingdom and Ireland.

Dealer Resources
The Dealer Resources hub is fueled by NextGear Capital’s experienced Inventory Financing veterans, in addition to industry experts outside the Cox Automotive network.

24/7 Access to Your Stocking Plan
A NextGear Capital floor plan is distinguished by our cutting-edge technology and innovative account portal. The NextGear Capital Account Portal offers dealer clients 24/7 access from virtually anywhere. Floor and unfloor a vehicle, request or view titles and check a unit’s MMR — all in real-time from the convenience of your smart phone.
About Us
NextGear Capital is the industry’s leading comprehensive provider of lending products, providing flexible lines of credit for dealers to purchase New and Used inventory at over 1,000 auto and specialty auctions and other inventory sources throughout the United States, Canada, United Kingdom and Ireland.