About Us

Encouraging solutions that inspire growth and success

NextGear Capital is the industry’s leading comprehensive provider of lending products, providing flexible lines of credit for dealers to purchase New and Used inventory at over 1,000 auto and specialty auctions and other inventory sources throughout the United States, Canada, United Kingdom and Ireland.

Our Story

How NextGear Capital became a leader in dealer financing NextGear Capital debuted in 2013 after a successful merger between...

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cars in a dealership lot

Floor Plan Financing

Floor plan finance options are commonly used within the automotive industry at both new and used dealerships. However, not...

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Independent Dealers

When seeking a floor plan provider, it’s important to understand what differentiates available independent dealer financing companies from one...

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Dealer Resources

NextGear Capital understands independent dealers need more than floor planning finance options to be successful, which is why we...

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Industry Leaders. Community. Expertise. Service.

Our leadership team, boasting over 100 years of combined experience, has positioned NextGear Capital as one of the foremost thought leaders in the industry. Regularly asked to speak at automotive industry events and to provide insight for
major publications, we are setting the bar for excellence within the floor planning industry.